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Credit Repair and Accomplishing Your New Year's Resolutions

no@spam.com (Stuart Hunter) — Mon, 14 Dec 2009 15:13:30 CST

Considering how your credit rating factors in successfully accomplishing so many New Year's resolutions, it makes sense to focus on this one factor before moving to other goals. Then, if you are able improve your credit rating, you will already have a head foundation for accomplishing New Year's resolutions this year and years to come.

Removing a Charge Off from My Credit Report

no@spam.com (Stuart Hunter) — Thu, 03 Dec 2009 12:29:22 CST

Charge offs can take a serious toll on your credit score, so much so that a single charge off could result in denial of credit. If you are looking to increase your credit score, it is worth looking into the steps you can take in an attempt to remove a charge off from your credit file.

Is It Possible to Remove Collections from Your Credit Report?

no@spam.com (Stuart Hunter) — Tue, 01 Dec 2009 02:35:57 CST

Collections accounts can take a serious toll on your credit score, with higher collection amounts taking a large toll than smaller amounts. If you're looking to increase your credit score, it is worth it to look into the steps you can take in an attempt to remove collections from your credit reports.

Is It Possible to Clean Late Payments from My Credit Reports?

no@spam.com (Stuart Hunter) — Mon, 23 Nov 2009 14:58:12 CST

Late payments can take a serious toll on your credit rating, especially if payments are reported to be of 90 days late or more. If you are looking to raise your credit score, it is worth it to look into the things you can do in an attempt to remove late payments from your credit file.

4 Tips for Identifying a Legitimate Credit Repair Provider

no@spam.com (Stuart Hunter) — Thu, 19 Nov 2009 13:04:08 CST

The Credit Repair Organizations Act has established rules credit repair companies must adhere to that you can use to help select a legitimate credit repair company and avoid being victimized by a credit repair scam.

You Have a Responsibility When it Comes to Accurate Credit Reporting

no@spam.com (Stuart Hunter) — Wed, 18 Nov 2009 13:51:09 CST

The Fair Credit Reporting Act was passed to protect your right to fair and accurate credit reporting, but it is still your responsibility to work toward that end. When working to fix up your credit by disputing questionable items in your credit reports, you are enforcing this right.

A One Hundred Word Statement Will Not Help Your Credit Score

no@spam.com (Stuart Hunter) — Wed, 18 Nov 2009 12:28:41 CST

Consumers have the ability to add a one hundred word statement to your credit file to explain the circumstances behind any negative listings. Unfortunately, it is very unlikely that this 100 word statement will have any effect on lenders and there is no chance that it will improve your credit score

Three Simple Tips for Increasing Your Credit Score

no@spam.com (Stuart Hunter) — Tue, 06 Oct 2009 15:12:54 CDT

There are a few quick things you may be able to do to add points to your credit score which could pay big dividends for a minimal amount of work. But if your credit needs a larger fix, it's going to take more than a quick credit fix.

Don't Lose Hope, There's Help for Your Credit Score

no@spam.com (Stuart Hunter) — Fri, 18 Sep 2009 17:24:18 CDT

Many people don't realize that their credit reports are a problem until it's too late. Some give up hope, but others start seeking out credit help and learn there are a number of things people can do to fix their credit scores.

A 620 Credit Rating Isn't Enough Anymore

no@spam.com (Stuart Hunter) — Fri, 04 Sep 2009 16:24:22 CDT

With today's tight lending requirements, it isn't good enough to have average credit when trying to get approved for the best rates and terms on loans. A sub-700 credit rating is no longer considered to be good leaving many people faced with the prospect of having to repair their credit in order get the financing they are looking for.