On June 25^th 2005, amendment 147 of the revenue tax ordinance was passed, whose purpose was to improve the competitive ability of the Israeli tax system vis-à-vis tax systems world-wide, and as a probable consequence to increase the Israeli market job supply.

Tornado Fact 2. Tornadoes are measured and rated using the Fujita scale.

Tornado Fact 3. Tornadoes tend to occur in mid-latitudes, and as they are restricted to land masses this means mainly in the northern hemisphere

 ...Your Bad Credit Score.

They are there to maximize shareholder value.  This has to happen at your expense because they are not expansive abundance minded thinkers and dreamers. If banks aren't writing off bad debt, shareholders get grumpy.

Why is this?

Because sharehorlders want to maximize the value of their shares.  Nothing revelatory there.  So to do that for banking stocks the best way is to increase profits and then possibly reduce expenses.

So how do banks increase profits?

Archaeology and the Peopling of the Americas: New Evidence from Texas Pushes the Entry Date Back to the Pleistocene   by Peter N. Jones

People have always been interested in the question of when American Indians first arrived in the Americas. Was it 10,000 years ago across a frozen bridge of land, or perhaps via small boats from Japan, eastern Asia, and Siberia 20,000 to 35,000 years ago. Answers to these questions have always tended towards the frozen land bridge theory, which postulated that people first arrived in the Americas at the beginning of the Holocene epoch (12,500-9,000 calendar years before present). In the last twenty years or so, new archaeological and genetic evidence has challenged this long held theory, completely revolutionizing our understanding of when people first arrived in the Americas. The genetic evidence has been fairly compelling, pushing back the entry of American Indians into the Americas approximately 15-20 thousand years to the late Pleistocene. The archaeological evidence, on the other hand, has been slower at revealing a human presence older than the early Holocene in either North or South America. Newly emerging information from Texas, however, is providing compelling archaeological evidence for a late Pleistocene (25,000-12,500 calendar years before present) peopling of the Americas, bringing the archaeological evidence in line with the genetic evidence.

Facts About Green Diamonds   by David Cowley

A natural diamond coming into contact with a radioactive source at some point during its lifetime causes some diamonds to develop a green coloration. The time required may be as much as a million years or longer. Green diamonds of this nature are very unique.

How Are Diamonds Made   by David Cowaley

Millions of years ago the ancient oceans had microorganisms that lived and died in the oceans. When the microorganisms died there bodies fell to the ocean floor. After the bodies decomposed, what was left was almost pure carbon. The crust of the earth surface is in constant motion. Movement is due to tectonic plates and the continental drift.

Spyware is one of the biggest threats to online systems today, and must not be taken for granted. Unless you actually experience the consequences of spyware infiltration in your system, it is hard to imagine the extent of damage that these malicious software can bring you.

You've probably heard about people suddenly being in debt because somebody else used their credit card information. Or businesses that have suffered tremendous losses because of inadequate spyware protection. But perhaps you didn't really pay attention because you thought it can't possibly happen to you.

Reality check...it could happen to anyone, and you are not an exception. Everyone who is online faces the threat of having spyware embedded in his computer system. That is why spyware protection is required for everybody.

There are many programs out there that offer spyware protection. Hundreds of anti-spyware programs are available, some more effective than others. There are free anti-spyware programs and there are the more expensive ones that offer a greater amount of spyware protection.

It certainly helps to have such programs installed in your system, but an even more effective spyware protection comes from simply being careful.

Most people fall victim to spyware programs merely because of carelessness. In fact, more than 90% of spyware damages could have been avoided if the user had only exercised more caution and better judgment while surfing on the Internet.

Spyware programs are being developed almost everyday, and even the most comprehensive spyware protection software may miss some of the most recently released spyware. This leads us to the conclusion that the most effective spyware protection is still to practice caution.

If you want to have better spyware protection, you will have to stop clicking here and there while surfing. You need to be more discriminating about which sites you visit and which programs you download. Here are some basic ways of being careful on the Internet that everyone should practice:

1. Never click on dubious sites. Ignore unsolicited ads and offers, as these are among the leading carriers of spyware. 2. Never open email attachments from unknown sources. Resist your urge to take a peek. Just delete the file unopened. 3. Never open email attachments from friends when the subject or body of the email looks bogus. 4. Never click on unwanted popups. 5. Delete cookies on a regular basis. This will prevent spyware from getting any useful information from your computer. 6. Update your system and your anti-spyware programs constantly.

These are just some of the most basic ways to provide yourself with spyware protection. Once you make these practices a habit, you will be certain that you are providing yourself and your system with the best form of spyware protection there is.

About the Author

You can also find more info on Spyware Protection and Spyware Registry. Removespywarehelp.com is a comprehensive resource to know about Spyware.

There are only a few herbs that can surpass the impressive history of Chinese diet green tea. Dating back more than 4,000 years, Chinese diet green tea has been long revered as a tasty drink that can ward off diseases and improve one's well-being.

Since its first recorded use during the time of Emperor Shen Nung, the link between Chinese diet green tea and good health has never been severed. Today, further studies are made to test the benefits of the remarkable health elixir that is Chinese diet green tea.

Traditional Health Benefits of Chinese Diet Green Tea

According to tradition, Chinese diet green tea could cure anything from headaches, body aches, and pains to constipation and depression. Over the centuries, further more health claims are made on account of Chinese diet green tea.

Chinese diet green tea is said to increase the blood flow throughout the body.

Because Chinese diet green tea contains a little caffeine, ingesting this drink stimulates the heart and allows the blood to flow more freely through the blood vessels. For the same reason that Chinese diet green tea stimulates blood flow, it also stimulates mental clarity.

Chinese diet green tea detoxifies the body. The presence of polyphenols, a naturally occurring antioxidant in Chinese diet green tea, the beverage is said to combat harmful free radicals and help keep the body free from diseases.

In this regard, Chinese diet green tea helps maintain the overall well-being of the body. Antioxidants in Chinese diet green tea can boost immunity, preserve young-looking skin, and brighten the eyes.

Chinese diet green tea aids in digestion and banishes fatigue.

Chinese diet green tea is also said to prolong the lifespan. For many years, men of science remained skeptical about the health claims made by Chinese diet green tea enthusiasts. Their doubt was changed to a more positive reception when subsequent researchers proved the disease-preventing attributes of Chinese diet green tea and confirmed most of the health claims.

Chinese Diet Green Tea and the Heart

Study after study has shown that drinking Chinese diet green tea and eating polyphenol-rich foods reduces the risk of any heart complications. Drinking Chinese diet green tea also helps strengthen the blood vessels that provide oxygen and valuable nutrients to the heart and brain. It has been shown that men who drink Chinese diet green tea have 75 percent less possibility of having a stroke than those who don't drink Chinese diet green tea.

Chinese diet green tea helps lower total cholesterol levels and improve the ratio between LDL cholesterol and HDL cholesterol. Study shows that men who drink nine or more cups of Chinese diet green tea daily have lower cholesterol levels than those who drink fewer than two cups.

Chinese Diet Green Tea and Longevity

The role of Chinese diet green tea in promoting longevity has been investigated upon by many researchers. They found the premise of their study on observing that Japanese women who are greater-than-average Chinese diet green tea drinkers; have lower mortality rates compared to others. This led the researchers to believe that Chinese diet green tea has "a protective factor against premature death."

The polyphenols found in Chinese diet green tea may be held accountable. With its high amount of polyphenols, Chinese diet green tea seems to have a stimulating effect on the immune system. Stronger immune system as a result of drinking Chinese diet green tea helps reduce risks of acquiring any illnesses.

By Carlo Giudice

more on Green Tea: www.greentea.netsons.org

more on Chinese Tea: http://www.chinesetea.netsons.org

About the Author

Carlo Giudice, 50 Italian My working life is 25 years old: the first 5 year on Insurance, the last 20 years my work is the statistics. Only from 4 years i applied my work of specialist in statistics on the Search Engines on the Web.

Homology and Bio-Chemical Similarities

Do biological and bio-chemical similarities necessarily mean common ancestors? What else could it mean?

Homology and bio-chemical similarities are really the same argument. Both allege that similar features in different organisms are due to inheritance from a common ancestor. Evolutionists use a number of studies to identify matching traits.

Homology examines similarities of bone structures from different animals. DNA hybridization evaluates the closeness of species relationship by how many DNA strands from different species can be matched.

Electrophoritic analysis show the degree of similarity of proteins from different species. And protein sequencing measures the closeness of relationship by the amount of DNA coding change which is needed to produce the slightly different proteins of different species. One protein sequencing study, for instance, shows there is only one percent difference between chimpanzees and humans.

Forelimbs are the most widely cited example of homology. You may have seen the drawings in school. A human arm is compared bone by bone with forelimbs of whales, dogs, bats, and sometimes a bird wing. After noting how closely they correspond, evolutionists conclude these limbs are based on the same pattern because they evolved from a common ancestor.

More recently, measurable protein and DNA similarities have added more of a scientific punch to the claim. But the argument remains as before. The more similar the form, the closer it is related, and the more recent is the common ancestor.

Based on proteins and DNA studies, evolutionists think that orangutans separated from the man-chimpanzee-gorilla group ten or eleven million years ago. DNA hybridization test indicate gorillas branched away from the man-chimp line eight to ten million years ago. But chimpanzees and humans didn't separate until six or seven million years ago. At any rate, that is what microbiologists believe.

The question is, does similarity necessarily mean relationship? A boat, a plane, and a car are all similar. Each is a means of transportation; each has a type of engine to provide power; each requires fuel; each has a guidance system; each requires a human to make it function; each has an enclosure to protect the passengers; and each has seats for the convenience of the passengers. See the similarities?

But are the boat, plane, and car related? No. They are similar because they were all designed for a similar purpose - transportation. And they all came from the mind of man.

When the Wright brothers first flew at Kitty Hawk, they didn't start from scratch. Engines already existed, seats already existed, and baling wire already existed. Orville and Wilbur did not need to reinvent the wheel. They used all the technology on hand to help build their plane. By the same token, why would we expect the Creator to start from scratch every time he designs a new plant, animal, or human? His proven bio-chemical technology was already at hand.

Many features, proteins and DNA sequences in man are similar to or identical to other primates. We agree. But that doesn't prove man and chimpanzee had a common ancestor. It's just as reasonable to decide that the same Creator made them both.

Many General Motors' cars have a similar look and very similar, often identical, parts under the hood. Certainly, no one claims they descended from a common ancestor. You and I know those cars are so much alike because they originated in the minds of the same designers. It may well be that chimpanzees and man have a lot in common because they too originated in the mind of the same designer.

Embryology

In 1868 Ernst Haeckel, an enthusiastic supporter of evolution, formulated his "fundamental biogenetic law." It states that an embryo goes through stages during which it resembles its ancestry. At one point, the human embryo has a feature resembling fish gills, so we must have had fish in our ancestry, concluded Haeckel.

According to Haeckel, everything in the animal kingdom descended from a gastrula, which is an early stage in most animals embryonic development. He faked evidence to support his claim. Haeckel was caught and admitted that some of his embryonic drawings were forgeries.

Notwithstanding, the gill slit misconception caught on and is still cited as evidence that humans evolved from fish. Although the pouches do superficially resemble fish gills, they have nothing to do with breathing. They are the early states of the lower jaw, ear, and neck including the thyroid and parathyroid glands. It's a feature of embryonic function, not evolution.

What this embryonic claim really proved was just how eager nineteenth century evolutionists were to use any argument, however specious, to further their cause.

Vestigial Organs

Gill slits are just one example of what evolutionists call vestigial organs. The idea is that sometime in the distant past these organs had a purpose, but they are no longer useful. Vestigial organs imply evolution. If man were created, there would be no reason for them. Evolutionists found 180 vestigial organs, most of which were muscles. Only six are still around. The rest are now known to be useful or even essential.

From 180 down to six is a pretty good drop in vestigial organs. Given a few more years, it is reasonable to think we might find functions for the rest of them too. Naturalists no longer stress vestigial organs. They have proved to be an embarrassment.

Lost Functions

Certainly, organs can lose their functions. Wingless insects show up on isolated islands., large flightless birds turn up in Africa, and blind fish and amphibians are found in deep caves. But it is difficult to see any evolutionary gain in the loss of a function. True, the loss of a function does make them different. They are oddities. Their chance of survival cannot be enhanced by the loss. If anything, the blind or flightless creatures are one step closer to extinction.

Bone structures, proteins, and DNA sequences all reveal similarities and differences between species. But none prove evolution anymore than they prove creation. Bear in mind, the same Creator could produce different types of creatures using many of the same biological parts and much of the same bio-chemical technology. Why would he do otherwise?

Embryology was based in a combination of superficial resemblances and faked evidence. What did it prove? Not much, other than at least one nineteenth-century evolutionist was dishonest, and many others were gullible. Human embryos do not have gills; they have pouches which look somewhat like fish gills. Embryology does not prove evolution.

Vestigial organs have steadily diminished over the years. Evolutionists no longer rely on them to support their theory, although they still occasionally turn up in textbooks. Of the original 180 vestigial organs listed, 174 were later found to have functions.

What's the bottom line? Bottom line is: neither evolution nor creationism can be proved by biological similarities, embryology, vestigial organs, or lost functions.

What scientific proof lies behind evolution? Homology, bio-chemical similarities, embryology, vestigial organs, and lost functions, say evolutionists. Let's take a closer look at each of these claims.